The Washington Times - December 20, 2012, 08:58AM

“Fiscal cliff fear” is affecting personal spending and feelings of financial security among many Americans, says BankRate.com, which finds that a third of Americans are now making their own “cutbacks.”

Nimble think tanks and research groups, meanwhile, have confabulated a spate of simple fiscal cliff calculators for those who want to speculate — in real terms — how they will be affected should the tax increases in question go into effect.

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From the Tax Foundation: http://interactive.taxfoundation.org/taxcalc/#calculator

And from Creditcards.com: http://www.creditcards.com/credit-card-news/fiscal_cliff-calculator-1701.php