Federal Reserve Chairman Ben S. Bernanke presents his semiannual Monetary Policy Report to Congress on Tuesday, July 17, 2012, at the Dirksen Senate Office Building in Washington. (Barbara L. Salisbury/The Washington Times)

Photo by: BARBARA L. SALISBURY

Federal Reserve Chairman Ben S. Bernanke presents his semiannual Monetary Policy Report to Congress on Tuesday, July 17, 2012, at the Dirksen Senate Office Building in Washington. (Barbara L. Salisbury/The Washington Times)