House Capital Markets, Insurance, and Government Sponsored Enterprises subcommittee Chairman Rep. Paul E. Kanjorski, Pennsylvania Democrat, speaks during the House Committee on Financial Services Committee hearing on Capitol Hill in Washington, Monday, Jan. 5, 2009. (AP Photo/Haraz N. Ghanbari)

Photo by: Haraz N. Ghanbari

House Capital Markets, Insurance, and Government Sponsored Enterprises subcommittee Chairman Rep. Paul E. Kanjorski, Pennsylvania Democrat, speaks during the House Committee on Financial Services Committee hearing on Capitol Hill in Washington, Monday, Jan. 5, 2009. (AP Photo/Haraz N. Ghanbari)