**FILE** President Obama (left) speaks Feb. 9, 2012, in Washington about a settlement with the nation's five largest banks over foreclosures. Attorney General Eric H. Holder Jr. is in the background. (Associated Press)

Photo by: Susan Walsh

**FILE** President Obama (left) speaks Feb. 9, 2012, in Washington about a settlement with the nation's five largest banks over foreclosures. Attorney General Eric H. Holder Jr. is in the background. (Associated Press)