President Obama (second from left) speaks about a settlement with the nation's five largest banks over foreclosures on Thursday, Feb. 9, 2012, in Washington. With the president are North Carolina Attorney General Roy Cooper (left), Attorney General Eric H. Holder Jr. (second from right) and Housing and Urban Development Secretary Shaun Donovan. (AP Photo/Susan Walsh)

Photo by: Susan Walsh

President Obama (second from left) speaks about a settlement with the nation's five largest banks over foreclosures on Thursday, Feb. 9, 2012, in Washington. With the president are North Carolina Attorney General Roy Cooper (left), Attorney General Eric H. Holder Jr. (second from right) and Housing and Urban Development Secretary Shaun Donovan. (AP Photo/Susan Walsh)