** FILE ** In this Feb. 2, 2010, file photo, Paul Volcker, the president's Economic Recovery Advisory Board Chairman, testifies on Capitol Hill in Washington. House and Senate negotiators have completed a sweeping overhaul of banking regulations and aim to send it to President Barack Obama by July 4. (AP Photo/Cliff Owen, File)

Photo by: Cliff Owen

** FILE ** In this Feb. 2, 2010, file photo, Paul Volcker, the president's Economic Recovery Advisory Board Chairman, testifies on Capitol Hill in Washington. House and Senate negotiators have completed a sweeping overhaul of banking regulations and aim to send it to President Barack Obama by July 4. (AP Photo/Cliff Owen, File)