Photo by: Pat Sullivan

Houston school teacher Candida Gutierrez talks Oct. 4, 2012, in Houston about the frustration of having her identity stolen several years ago. When Gutierrez’s identity was stolen, the thief didn’t limit herself to opening fraudulent credit and bank accounts. She assumed Gutierrez’s persona completely, using it to get a job, a driver’s license, a mortgage and even medical care for the birth of two children. (Associated Press)