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Jason Locke sweeps water and mud from his parents’ home in Westport, Mass., Tuesday, the day after Sandy slammed into the East Coast. With the storm affecting so many oceanfront communities, many homeowners who suffered losses because of flooding likely will find themselves out of luck when it comes to insurance. Standard policies don’t cover flood damage, and the vast majority don’t have specific flood insurance. (Associated Press)

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The biggest villains in sports

Ray Rice is just the latest famous athlete to draw the ire of the American public. Sports stars haven’t always acted as role models — both on and off the field.