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**FILE** People listen to Lindsey Tucker, Deputy Commissioner of the Department of Vermont Health Access, in Newport, Vt., as she explains the state's health care exchange program on March 20, 2013. (Associated Press)
Photo by: Toby Talbot
**FILE** People listen to Lindsey Tucker, Deputy Commissioner of the Department of Vermont Health Access, in Newport, Vt., as she explains the state's health care exchange program on March 20, 2013. (Associated Press)

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