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In this Jan. 10, 2011, photo, a man walks past the office of Girouard Properties, which specializes in residential re-sale of single family homes and condominiums/townhomes, in San Mateo, Calif. Lenders are poised to take back more homes this year than any other since the foreclosure crisis started in 2006, says industry tracker RealtyTrac Inc. (AP Photo/Paul Sakuma)
Photo by: Paul Sakuma
In this Jan. 10, 2011, photo, a man walks past the office of Girouard Properties, which specializes in residential re-sale of single family homes and condominiums/townhomes, in San Mateo, Calif. Lenders are poised to take back more homes this year than any other since the foreclosure crisis started in 2006, says industry tracker RealtyTrac Inc. (AP Photo/Paul Sakuma)

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