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Photo by: Elise Amendola

** FILE ** In this Thursday, Dec. 20, 2012, photo, a sign hangs in North Andover, Mass., where an existing home is for sale. Average U.S. rates on fixed mortgages moved closer to their record lows this week, a trend that has made home buying more affordable and helped sustain a housing recovery. (AP Photo/Elise Amendola)

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