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FILE - In this Wednesday, Oct. 30, 2013, file photo, Health and Human Services Secretary Kathleen Sebelius testifies on Capitol Hill in Washington, before the House Energy and Commerce Committee hearing on the difficulties plaguing the implementation of the Affordable Care Act. Experts say it will take at least a year for small businesses to know how the law and its computer glitches will affect them. (AP Photo/J. Scott Applewhite, File)
Photo by: J. Scott Applewhite
FILE - In this Wednesday, Oct. 30, 2013, file photo, Health and Human Services Secretary Kathleen Sebelius testifies on Capitol Hill in Washington, before the House Energy and Commerce Committee hearing on the difficulties plaguing the implementation of the Affordable Care Act. Experts say it will take at least a year for small businesses to know how the law and its computer glitches will affect them. (AP Photo/J. Scott Applewhite, File)

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