- The Washington Times - Tuesday, November 14, 2000

Books

"Frugal Families: Making the Most of Your Hard Earned Money," by Jonni McCoy, Holly Hall Publishers, 1998. This book offers advice on cutting costs and involving the whole family. It deals with children, pets, insurance and more.
"Miserly Moms: Living on One Income in a Two Income Economy," by Jonni McCoy, Holly Hall Publishers, 1996. Practical advice on cutting costs from a stay-at-home mom who learned how to manage on one income.
"Honey, I've Shrunk the Bills," by Jack Weber, Capital Books, 2000. This book is packed with practical how-to information on saving money on everything. It gives Web sites and phone numbers.
"Financial Freedom From A to Z," by Doris Dobkins, Creative Marketing Solutions, 2000. This book provides practical tips and advice to control spending and become debt-free.
"Your Money or Your Life: Transforming Your Relationship With Money and Achieving Financial Independence," by Joe Dominguez and Vicki Robin, Penguin, 1999. This guide helps readers rethink how they relate to money.

Associations

American Financial Services Association Education Foundation, 919 18th St. NW, Washington, D.C. 20006. Phone: 202/466-8611. This foundation is the educational arm of the trade association representing lenders of credit. It provides information promoting consumer awareness of personal money-management skills.
National Automobile Dealers Association, 8400 Westpark Drive, McLean, Va. 22102. Phone: 703/821-7000. This membership association of franchised new-car and new-truck dealers publishes guides with vehicle pricing.

On line

Consumer Reports (www.consumerreports.org) is the consumer magazine with on-line information. A new-car price service can be found on the site.
Consumer World (www.consumerworld.org), started by consumer advocate and attorney Edgar Dworsky, is filled with consumer resources and links to publications and other sites.
Edmunds.com Inc. (www.edmunds.com) is a publisher of new-and used-vehicle guides. Its Web site is chock-full of valuable information on new and used vehicles and the car-buying process. It is a privately held company headquartered in Santa Monica, Calif.
The Federal Consumer Information Center (www.pueblo.gsa.gov) has valuable information on a variety of consumer issues. A 2001 Consumer Action Handbook also is available for free.
FinanCenter.com (www.financenter.com) is an information resource on personal-finance topics. "FinanCenter.com is a profitable, independent, privately held Internet company, established in 1995," according to the site. One of the neat features at this site is a calculator that figures, in actual dollars, the savings achieved by cutting spending on an annual basis, at 10 years and at retirement.
Intellichoice Inc. (www.intellichoice.com) is an automobile information company that produces consumer reports and the Complete Car Cost Guide. It is a subsidiary of Primedia Inc. in Campbell, Calif.
Microsoft's Money Central (http://moneycentral.msn.com) is filled with valuable information on saving money.
Smarter Living (www.smarterliving.com) is an on-line consumer site that publishes last-minute travel deals. The site is privately owned by a Massachusetts family firm and also provides car-rental and hotel searches.

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