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Home » Culture

Monday, July 21, 2008

Survival Skills

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Tips for living on a limited budget while working in the District.

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  • Get a roommate or a really tiny apartment. Move to a cheaper neighborhood or suburb to find less-expensive housing.

  • Consider living in an apartment that is part of a tax-credit program or undergoing renovation to lock in on good rates.

  • Live near public transportation for ease of maneuvering the city to cut down on gas costs.

  • Curb spending. If using a credit card, make sure to pay off more than the minimum every month.

  • Eat out rarely. Pack lunches and cook dinner at home.

  • Budget and check the bank account often.

  • Distinguish between wants and needs and track spending in a diary.

  • Treat even small monthly contributions to savings accounts - including 401(k) plans and Roth IRAs - as an automatic part of every paycheck.

  • Build relationships far and wide to get connected in the city and expand future career opportunities.

    Source: Kristen Fischer, Kim Andreadis, John Challenger, Forbes.com

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    Copyright 2009 The Washington Times, LLC

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