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But even traditional families, for whom homeownership in previous years was a virtual rite of passage, are finding themselves renting housing. In the wealthy bedroom community of Howard County, the number of people in rental housing rose 23 percent.

The number of non-Hispanic whites in Maryland declined 4 percent over the past decade, but even if that population loss ceases, the state’s makeup will grow continuously more Hispanic, according to the figures. The average Hispanic family was four people, compared with three for non-Hispanic whites and 3.3 for blacks.

Even as Maryland’s older generation watches the state transform to an extent many could not have imagined, the living patterns of its younger residents are oftentimes in their own backyards.

The 60-plus crowd with a stranglehold on Maryland’s housing supply is in numbers not before seen, also housing their children and raising their grandchildren.