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- Congress seeks ban on in-flight calls
- Michelle Malkin’s Twitchy site sold to owners of Townhall, HotAir: report
- GM’s Barra to be first woman to run top American carmaker
- China: Poisonous smog is a military asset, if you think about it
- Texas woman admits to sending ricin to Obama
- Ron Paul on son Rand: ‘I think he probably will’ run for president
- Cold War heats up again in the Arctic: Russian airfield reactivated after 20 years
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Cover story: Credit score central to loan OK, rate
“A lower FICO score will mean even when you put 20 percent down, the pricing will be higher if your score is low than it would have been if your score is high,” Ms. Sheehan says.
Mr. Busch says all consumers need to be aware of their credit score and address this issue first before applying for a loan. Consumers can get a free copy of their credit report each year from each credit reporting bureau through www.annualcreditreport.com, but must pay a fee to learn their credit score. Many websites offer free FICO scores, but the score often comes with a subscription to a score-monitoring service.
“Credit-repair companies can help you if you don’t have the time to follow up on mistakes on your credit report or need some advice,” Mr. Busch says. “But the first thing everyone needs to do is limit their use of credit and try to get each credit use under 50 percent of the credit limit.”
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By Donald Lambro
Growth spikes are little more than trend-free anomalies
- Obama takes 'selfie' at Mandela's funeral service
- Harry Reid's visa pressure cooker
- Chinese man fed up with his girlfriend's shopping jumps to his death
- Obama lied about Syrian chemical attack, 'cherry-picked' intelligence: report
- Somber duty: U.S. presidents in hot demand at Mandela's memorial
- CARSON: Why did the founders give us the Second Amendment?
- Israeli P.M. Benjamin Netanyahu backs out of Nelson Mandela funeral
- Galaxy S4 owner claims Samsung tried to silence him after phone caught fire
- Obama shakes hands with Cuba's Raul Castro at Nelson Mandela's funeral
- U.S. pilot scares off Iranians with 'Top Gun'-worthy stunt: 'You really ought to go home'
Independent voices from the The Washington Times Communities
A column dedicated to discussing politics, national security, civil liberties, and education.
Criticism may not be agreeable, but it is necessary. It fulfills the same function as pain in the human body. It calls attention to an unhealthy state of things.
The “Silver Tsunami” created by aging Baby Boomers is hitting America. Let’s explore how we adjust to it, enjoy it and defy negative expectations about age.
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White House pets gone wild!
Let it snow