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• 58 percent will use their reward points on airfare, 42 percent on hotel costs, 18 percent on gas.

• 41 percent favor cash as the top redemption award, 29 percent favor airline tickets, 28 percent gift cards.

• 19 percent would trade in $200 worth of reward for an extra vacation day if it were an option.

Source: A Capital One Financial Corp. survey of 1,045 U.S. adults conducted May 1-4 and released May 21.

Applause, crabby reviews to jharper@washingtontimes.com