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Ms. Fox acknowledged that the military can’t maintain the rate of growth for benefits and finding efficiencies alone can’t pay for the military’s ever-growing personnel costs with budgets so tight.

“Slowing the growth of compensation is another piece of this. We’re not cutting compensation; we just need to slow the growth. We can’t continue to grow at 40 percent above inflation,” she said. “At these budget levels, everything is on the table.”