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“Everything in life has to be put into context,” Mrs. Clinton said. “As I recall, we were something like $12 million in debt” after leaving the White House.

Despite their current wealth, Mrs. Clinton said she and her husband sympathize with Americans struggling to make ends meet.

“We understand what that struggle is because we had student debts — both of us — we had to pay off; we had to work; I had a couple [of] jobs in law school; [and] he had lots of jobs,” she said. “We have a life experience clearly different in very dramatic ways from every American, but we also have gone through a lot of the same challenges as many people have.”