
When President Obama gives his State of the Union address tonight, he will almost assuredly claim that the union is strong. He will likely invoke the many positive characteristics of the American national character and might even recognize a guest in the gallery who possesses an inspirational story.

Congressional Republicans gave President Obama's new consumer finance watchdog a relatively gentle grilling in his first public hearing on Capitol Hill, despite lingering distrust about the agency he heads and anger with Mr. Obama's decision to use his recess appointment power earlier this month to install him in his post.

A consumer research group is calling out banks for continuing to employ what it says is a deceptive accounting practice that can greatly increase the number of overdraft fees a customer may be charged.