By Douglas Holtz-Eakin
The young drop coverage to avoid higher premiums

Emma Watson is reveling in her post-"Harry Potter" freedom at the Cannes Film Festival, relishing a Valley girl role far from her wise-beyond-her-years Hermione.
A woman who pleaded no contest to receiving a jacket stolen from Paris Hilton received three years of supervised probation on Friday in a sentence described by a judge as lenient due to missteps by a police officer.
"The Hunger Games" devoured the competition at the People's Choice Awards, emerging the top victor with five trophies.
"The Hunger Games" devoured the competition at the People's Choice Awards, emerging the top victor with five trophies.
Kristen Stewart, Robert Pattinson and Taylor Lautner have walked their last "Twilight" red carpet with the arrival this weekend of the series finale "The Twilight Saga: Breaking Dawn _ Part 2." Now, they must step into careers of their own using the superstardom the multi-billion-dollar franchise has provided them.
Video gamers in the Northeast angling to be among the first to play the highly anticipated "Assassin's Creed III" will have to wait a little longer _ even if they have power.

Video gamers in the Northeast angling to be among the first to play the highly anticipated "Assassin's Creed III" will have to wait a little longer — even if they have power.

Set in suburban Pittsburgh in the early 1990s, in the waning days of the mix-tape era, "The Perks of Being a Wallflower" comes on like an ordinary movie about a sensitive naif struggling to survive the casual slights of freshman year of high school. But what emerges from a seemingly stereotypical setting is a moving and disquieting meditation on trauma and survival.
Hollywood is in photo-finish mode with three new movies bunched up tightly for the No. 1 spot during a sleepy weekend at the box office.
Football games and awkward dances, late-night gabfests at the local diner and tentative first kisses _ they're all there over the course of a school year in "The Perks of Being a Wallflower."
Football games and awkward dances, late-night gabfests at the local diner and tentative first kisses _ they're all there over the course of a school year in "The Perks of Being a Wallflower."
Emma Watson is living out another fantasy _ the life of a high school kid that she missed out on growing up in the Harry Potter fold.

Emma Watson is living out another fantasy — the life of a high school kid that she missed out on growing up in the Harry Potter fold.
Emma Watson is the favorite celebrity bait for cyber criminals trying to lure Internet users.
Here are highlights of Hollywood's fall and holiday movie lineup:
"It'd be very easy for Nicki to feel like a parody," Miss Watson said. "Somehow I had to understand and empathize with her, and that was really biggest challenge, second to getting the accent down. It's quite a specific dialect."
Emma Watson: At Cannes, actress revels in post-'Harry Potter' freedom →
"I'm not trying to run away from it," she said. "I've just had an amazing three or four years. I'm really re-enjoying having the chance to transform into new roles and work with new creative people."
Emma Watson: At Cannes, actress revels in post-'Harry Potter' freedom →