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Federal Deposit Insurance Corporation

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ASSOCIATED PRESS Federal Deposit Insurance Corp. Chairman Sheila C. Bair is leaving stepping down as one of the government's top bank regulators, ending a five-year term in which she helped craft the government's response to the 2008 financial crisis.

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** FILE** Federal Deposit Insurance Corporation (FDIC) Chair Sheila Bair testifies on Capitol Hill in Washington, Thursday, Feb. 17, 2011, before the Senate Banking Committee hearing on the Dodd-Frank law, the sweeping financial reforms passed six months ago to prevent a repeat of the economic crisis. (AP Photo/J. Scott Applewhite)

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ASSOCIATED PRESS The federal ethics office said FDIC Chairman Sheila C. Bair received a retroactive waiver for mortgages she took out with Bank of America while working on the bank's government rescue, but it found no evidence the loans influenced her actions.