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House Financial Services Committee Chairman Barney Frank, Massachusetts Democrat (right), confers with the committee's ranking Republican, Spencer Bachus of Alabama, during a September hearing. Mr. Bachus, who will succeed Mr. Frank as chairman in January, is expected to exhibit a more reserved style. (Associated Press)

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House Capital Markets, Insurance, and Government Sponsored Enterprises subcommittee Chairman Rep. Paul E. Kanjorski, Pennsylvania Democrat, speaks during the House Committee on Financial Services Committee hearing on Capitol Hill in Washington, Monday, Jan. 5, 2009. (AP Photo/Haraz N. Ghanbari)