By Mark Mix
Home day care providers would be forced into unions

The people who manage money, Main Street's financial advisers, are overwhelmingly voting for Mitt Romney in this year's election — but are far less certain he will win, according to an online poll by the Financial Services Institute.
The House Financial Services subcommittee on capital markets is holding a hearing Tuesday on implementation of two important investor protection provisions in Dodd-Frank. While the hearing will primarily focus on increasing oversight of retail investment advisers and a uniform fiduciary standard, there is another alarming proposed regulation that will not only greatly affect all financial advisers but, more importantly, millions of average Americans trying to save for the future.