Topic - Gregg Busch

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  • "Credit-repair companies can help you if you don't have the time to follow up on mistakes on your credit report or need some advice," Mr. Busch says. "But the first thing everyone needs to do is limit their use of credit and try to get each credit use under 50 percent of the credit limit."

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  • "Another change is that while buyers making a 25 percent down payment (or with 25 percent equity when refinancing) and decent credit were not charged anything extra in the past, the threshold is now 30 percent," Mr. Busch says.

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