By Douglas Holtz-Eakin
The young drop coverage to avoid higher premiums
Independent voices from the TWT Communities

Entering the first week of the season, college football coaches have to plan out which freshmen will redshirt and which will play. This year, Virginia coach Mike London will get a bonus decision.

There are 139 days until Virginia kicks off its 2012 football season against Richmond, and the Cavaliers' secondary is going to want every last one of them.