By Douglas Holtz-Eakin
The young drop coverage to avoid higher premiums

For the past four seasons, Chip Kelly coached the University of Oregon and built one of college football's most dynamic programs. The protocols he established there included scoring points, winning games and scoring more points. Now he hopes to do the same in Philadelphia.
Torn between loyalty to his players and accepting a new challenge, Chip Kelly ultimately chose the NFL and the Philadelphia Eagles.
Moments after Chip Kelly's plane landed, he was handed a new Eagles visor and received a warm greeting from fans gathered at the airport.
Moments after Chip Kelly's plane landed, he was handed a new Eagles visor and received a warm greeting from fans gathered at the airport.
The Philadelphia Eagles interviewed Notre Dame coach Brian Kelly for their coaching vacancy, a person familiar with the meeting told The Associated Press.
The Philadelphia Eagles interviewed Notre Dame coach Brian Kelly for their coaching vacancy, a person familiar with the meeting told The Associated Press.
The Browns figured they could close a deal with Chip Kelly over dinner.
The Browns have Chip Kelly's interest. Now they need his signature.
On the 10th anniversary of their last playoff appearance, the Browns may be in unexpected fight over Oregon coach Chip Kelly.

Garrett Reid, the oldest son of Philadelphia Eagles coach Andy Reid, was found dead Sunday morning in his room at the club's training camp at Lehigh University. He was 29.
Unhappy he was trade bait, Eagles cornerback Asante Samuel criticized management and compared the team's front-office to people who play fantasy football.
Maybe Brodrick Bunkley's stay in Denver will last longer than his trip to Cleveland.
Defensive tackle Brodrick Bunkley was traded from Philadelphia to Denver for a 2013 draft pick, two days after the Eagles agreed to send the former first-round pick to Cleveland.
With one big move after another over two wild days, the Philadelphia Eagles became strong favorites to reach the Super Bowl.
The Philadelphia Eagles signed free agent defensive lineman Cullen Jenkins to a five-year contract on Saturday and traded former defensive tackle Brodrick Bunkley to the Cleveland Browns for a fifth-round pick in next year's draft.
"This is really a meat-and-potatoes draft, certainly early in the first couple of rounds with linemen, which is exciting," said Eagles general manager Howie Roseman, who will pick fourth.
"It may not be the flashiest thing, but it's exciting," he said. "It's hard to find big guys who can move, play with power, and there are lot of guys in this draft."