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By Orrin G. Hatch
Procedural changes impede the chamber's traditional deliberative function
Topic - James Chessen
"All costs of the FDIC are borne by the industry, not taxpayers," noted James Chessen, chief economist at the American Bankers Association, adding that "the increase in the number of banks on the list of troubled institutions is not surprising, given some parts of the country are still mired in the recession."
"Problem loans are down, allowing banks to put losses behind them and look for new lending opportunities," he said.