By Douglas Holtz-Eakin
The young drop coverage to avoid higher premiums
Independent voices from the TWT Communities

Clive Davis, a kid from Brooklyn, makes his way through New York University and Harvard Law School on brains and ambition. He is hired by a New York law firm and impresses his bosses with his capacity for hard work. He is soon making good money, with the realistic expectation of making much more in the long run.
Justin Bieber is recovering after fainting backstage at a concert in London.
It's been a rough week for Justin Bieber: Getting booed for being late, struggling to breathe mid-performance and fainting backstage, then caught on camera clashing with paparazzi.
Justin Bieber's week just got worse.
Justin Bieber says he is "getting better," after fainting backstage at a concert in London, and the venue says Friday's show is scheduled to go ahead as planned.

Rock ’n’ roll will never die — but it’s a hazardous occupation. An academic study published recently confirms that rock and pop musicians are more likely to die prematurely than the general population, and finds that solo artists are twice as likely to die young as members of bands.
Rock `n' roll will never die _ but it's a hazardous occupation.
The kids at first didn't seem to know how to respond as Ravi Shankar began his four-hour set on the final afternoon of the Monterey Pop Festival, in the fabled summer of 1967.

Music mogul Clive Davis will release an autobiography in February that will include "the excitements, the disappointments and the triumphs" of his career.

Fifty years after Charles Xavier gathered his first class of mutants together as the X-Men, the telepath-turned-team-builder has been killed by one of them.
Music mogul Clive Davis will release an autobiography in February that will include "the excitements, the disappointments and the triumphs" of his career.
Like the King of Pop or the Queen of Soul, Donna Summer was bestowed a title fitting of musical royalty _ the Queen of Disco.
Like the King of Pop or the Queen of Soul, Donna Summer was bestowed a title fitting of musical royalty _ the Queen of Disco.
Like the King of Pop or the Queen of Soul, Donna Summer was bestowed a title fitting of musical royalty _ the Queen of Disco.
Etta James' performance of the enduring classic "At Last" was the embodiment of refined soul: Angelic-sounding strings harkened the arrival of her passionate yet measured vocals as she sang tenderly about a love finally realized after a long and patient wait.