By Douglas Holtz-Eakin
The young drop coverage to avoid higher premiums
Independent voices from the TWT Communities

Myanmar authorities on Friday revised downward the death toll from this week's ethnic violence in the country's west after warning that the strife risks harming the country's reputation as it seeks to shift to democratic rule.
A senior diplomat from Myanmar has defected to the United States and stated in a letter that the ruling military junta continues to dominate the country after the 2010 elections.
Kyaw Win said that a few houses had been burned down but that no casualties were reported.
"Residents are very fearful of imminent attacks by the Muslim community because security presence is very little. We don't feel safe. We want the Bengalis to be moved away from the Rakhine community," Kyaw Win, 30, said.