By Douglas Holtz-Eakin
The young drop coverage to avoid higher premiums
Independent voices from the TWT Communities
Now that the guys putting together the College Football Playoff have determined where the games will be played, there's only one major item left on the agenda _ and it just might be the most important piece.
The name says it all: College Football Playoff.

The major college football conference commissioners are holding three days of meetings in the Rose Bowl's backyard. They also will choose the remaining three sites for the six-bowl semifinal rotation in the new system, along with the site of the first championship game to be held Jan. 12, 2015.
The Bowl Championship Series will be replaced by the College Football Playoff.
The Pac-12 announced plans Tuesday to commission an independent review of officiating during the league tournament after comments by the conference's coordinator of officials raised questions about its integrity.
Former Pac-12 Conference coordinator of officials Ed Rush says he was just trying to "lighten the mood" in a tense locker room when he "jokingly" made offers of $5,000 or a trip to Mexico for any referee who disciplined Arizona coach Sean Miller during the league tournament.
Joking or not, perception proved to be too much for Ed Rush to remain the Pac-12's Conference's coordinator of officials.
Pac-12 Commissioner Larry Scott said Tuesday that comments made by the conference's coordinator of officials are "not a fireable offense" and have been "mischaracterized" as targeting only Arizona coach Sean Miller during internal meetings before the league tournament.
Hoping to boost the Pac-12 tournament's appeal, conference Commissioner Larry Scott pushed to move it from Los Angeles to a more exciting destination that would draw from all over the West.
California coach Mike Montgomery was reprimanded by the Pac-12 on Monday for shoving one of his own players in the chest during a game.
After decades when paying college athletes was thought to violate the spirit of amateurism, the enormous television revenue generated by sports _ football and basketball in particular _ and the long hours of work by the players have changed the debate.
After decades when paying college athletes was thought to violate the spirit of amateurism, the enormous television revenue generated by sports _ football and basketball in particular _ and the long hours of work by the players have changed the debate.
Big East Commissioner Mike Aresco says support for adding a bowl game to college football's new postseason system has not waned.
The Pac-12 Networks opened it football coverage Thursday night with the Utah-Northern Colorado game, with DirecTV subscribers unable to watch because of a distribution stalemate.
Hall of Famer Bill Walton is joining the new Pac-12 Networks as a color analyst who will work select college basketball games this season.
Pac-12 Commissioner Larry Scott said the university presidents will "have options — plural" to consider when they meet in two weeks.
Pac-12 Commissioner Larry Scott said the university presidents will "have options _ plural" to consider when they meet in two weeks.