By Douglas Holtz-Eakin
The young drop coverage to avoid higher premiums
Independent voices from the TWT Communities
Hundreds of thousands of revelers crowded into New York City's Times Square to watch the crystal-covered ball make its annual descent, ringing in the start of 2013.
As the world rang in 2013 with spectacular fireworks displays and showers of confetti, the specter of economic uncertainty and searing violence dimmed some festivities and weighed on the minds of revelers hoping for a better year.
They hadn't moved from their spot because "if you leave, you lose your place," she said.
"It's the first time — and the last time," she said. "Never again."