By Douglas Holtz-Eakin
The young drop coverage to avoid higher premiums

The Hubbard family, owners of a marina complex and seafood restaurant on Florida's Gulf coast near Tampa, would just as soon forget that 2010 ever happened.
"What we battled most was the public perception," Miss Lee said. "People saw images of maybe an oiled pelican in Louisiana, and then on the news they were talking about Florida beaches, and people just made the connection that we were the ones hit hard."
Laura Lee, spokeswoman for the visitors bureau for Pensacola-area beaches, said hotel and condo revenue was down 5 percent for the fiscal year that ended Sept. 30.