By Douglas Holtz-Eakin
The young drop coverage to avoid higher premiums

More than 2 million Afghans are at risk from cold, disease and malnutrition this winter as an international appeal for funds to help one of the world's poorest countries has fallen drastically short of its goal, the United Nations and several humanitarian agencies warned on Wednesday.
"There is general donor fatigue," said Mr. Bowen, the U.N.'s humanitarian coordinator. "And more so, there is also Afghan fatigue."
"I think the events of last year have meant that we need to be prepared and have a response ready," said Mark Bowen, the U.N. humanitarian coordinator for Afghanistan.