By Douglas Holtz-Eakin
The young drop coverage to avoid higher premiums
Independent voices from the TWT Communities
"It's classy, it's very classy . It makes you feel good about the layover," said Marty Rapp, 70, who was getting rosy cheeked last week with the help of a large glass of merlot under ice-crystal chandeliers at Chicago-O'Hare's Ice Bar, whose white and softly reflective decor gives the feeling of being secluded in an igloo -- where everyone is drinking and merry.