Help a military member win a laptop this Christmas
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Topic - Odysseas Papadimitriou
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"If you have bad credit, there is no way you can rack up a big balance because no one will extend you credit," Papadimitriou says. "The people who carry balances are the people with good credit because they are the people who pay on time. … The majority of the balances of outstanding credit card debt is in the hands of people with good or excellent credit."