By Douglas Holtz-Eakin
The young drop coverage to avoid higher premiums
Independent voices from the TWT Communities

Since winning the Super Bowl, the Ravens have undergone a dramatic transformation. Linebacker Ray Lewis and center Matt Birk retired, wide receiver Anquan Boldin was traded, and free safety Ed Reed, inside linebacker Dannell Ellerbe, sack specialist Paul Kruger and strong safety Bernard Pollard signed elsewhere or were released.
Ed Reed knew right from the start of free agency that he wanted to play for the Texans and that his days in Baltimore were over.
Free agent safety Ed Reed signed with the Houston Texans on Friday, bolstering their defense with championship experience.
The first week of NFL free agency isn't over yet, and it's already becoming difficult to keep track of who's coming and going.
Wes Welker sure knows how to pick his quarterbacks.
The Baltimore Ravens are paying the price for winning a Super Bowl.
Ready. Set. Spend!
The Miami Dolphins need to put folks in the seats. The Cleveland Browns have a new owner. Chicago is chasing two teams in the NFC North and is coming off consecutive collapses.

Day 2 of the NFL's free agency frenzy was highlighted by Welker grabbing a two-year deal with the Broncos, who had the AFC's best regular-season record last year. He gives Peyton Manning one of the steadiest targets the four-time league MVP ever has had.
Day 2 of the NFL's free agency frenzy began with another bunch of signings. Even Ray Lewis got a new deal _ with ESPN.
Wes Welker sure knows how to pick his quarterbacks.
Day 2 of the NFL's free agency frenzy began with another bunch of signings. Even Ray Lewis got a new deal _ with ESPN.

Several other stars, including Nnamdi Asomugha, Ryan Fitzpatrick and Antoine Winfield, are looking for jobs after they were cut in cost-saving moves on a busy opening day of free agency.
The Baltimore Ravens are paying the price for winning a Super Bowl.
Paul Kruger rushed his way to a Super Bowl win, and on to a huge payday.
Kruger led the Ravens with nine sacks and added 2 1/2 in the playoffs and two in the Super Bowl.
"When you go against a team that has that kind of reputation, and you can watch it on film, it definitely gets in your mindset and you know you have to deal with it," Ravens linebacker Paul Kruger said. "I'm not sitting here saying that we're intimidating everybody or anything like that. But you know we're coming to hit you, for sure."