By Douglas Holtz-Eakin
The young drop coverage to avoid higher premiums
It was December 1979 when Emery Lucier learned the concert he was eagerly awaiting in Rhode Island by British rock band The Who had been canceled over safety concerns. The 17-year-old was so angry he knocked over a chair in his high school classroom.
At the first U.S. Secret Policeman's Ball, American and British comics took turns on the Radio City Music Hall stage to showcase the foul-mouthed joy of free speech.
