By Douglas Holtz-Eakin
The young drop coverage to avoid higher premiums
Scott Ratliff's phone rang shortly into a trek from Panama City, Fla., to Atlanta, a long haul home from spring break.
"I think it took a little bit of time to get used to the speed of the game, but I know because I heard it from John Holthaus that he was shining from day one," Randy Ratliff said. "I'm not surprised, but I think confidence has caught up with him. Now he knows he's part of the core group."