By Douglas Holtz-Eakin
The young drop coverage to avoid higher premiums
Independent voices from the TWT Communities
Tom Stoppard is sitting on the patio of a Sunset Boulevard hotel, bathed in California winter sunshine, framed by bamboo landscaping and looking very much out of his element in Hollywood.
Robert Downey Jr. made a Tony Stark-like entrance Saturday into the San Diego Convention Center's largest exhibition hall, dancing up through the aisles among more than 6,000 fans.

Independent films that may have been years in the making get their first audiences at this week's Sundance Film Festival. That could also mean careers in the making for unknown directors and actors whose movies connect with the right crowds.

The National Board of Review, widely considered a harbinger of the Academy Awards, has chosen "The Social Network" as the best film of the year.
"The Town" made off with $23.8 million in its opening weekend to take the No. 1 spot at the box office.
"The Town" is the talk of the box office, opening with $23.8 million to take the No. 1 spot.
"The Town" is the talk of the box office, opening with $23.8 million to take the No. 1 spot.