By Douglas Holtz-Eakin
The young drop coverage to avoid higher premiums
Independent voices from the TWT Communities

The overstuffed bags filling Fernando Mello's luggage cart wobbled precariously as the gym owner made his way home one morning through Rio's international airport. Navigating the terminal, Mr. Mello was part of a horde of other Brazilian travelers returning with loot found in the strip malls and discount outlets of south Florida.