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5_282013_home-prices8201.jpg

The housing market is heating up again in 20 top metropolitan areas, according to the Standard & Poor’s/Case-Shiller index. Relatively few homes have been built since the 2008 collapse. (Associated Press)

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** FILE ** In this Friday, Aug. 3, 2012 photo, trader Steven Kaplan, center, checks prices as he waits for shares of AIG to resume trading on the floor of the New York Stock Exchange. The rating agency Standard & Poor’s stunned the world a year ago by stripping the U.S. government of its prized AAA bond rating. A year later, S&P’s historic move looks like a non-event. (AP Photo/Richard Drew, File)

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S_Reps.jpg

** FILE ** In this Friday, Aug. 3, 2012 photo, trader Steven Kaplan, center, checks prices as he waits for shares of AIG to resume trading on the floor of the New York Stock Exchange. The rating agency Standard & Poor’s stunned the world a year ago by stripping the U.S. government of its prized AAA bond rating. A year later, S&P’s historic move looks like a non-event. (AP Photo/Richard Drew, File)