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  • ** FILE ** A foreclosure home for sale is shown in this Aug. 22, 2006, file photo taken in Spring, Texas. If the U.S. economy does not suffer more setbacks, the rate of mortgage holders behind on their payments should decline significantly by the end of next year, according to credit reporting agency TransUnion. (AP Photo/David J. Phillip, File)

    2012 mortgage delinquencies seen dropping sharply

    If the U.S. economy does not suffer more setbacks, the rate of mortgage holders behind on their payments should decline significantly by the end of next year, according to credit reporting agency TransUnion.

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