By Douglas Holtz-Eakin
The young drop coverage to avoid higher premiums

The Caps will have to go through a tougher division to make the playoffs and then to reach the East finals. They won the Southeast Division five of the past six seasons but went 8-10-2 against the Penguins, Rangers, Islanders, Devils, Flyers and Hurricanes this year.
The NHL fined the San Jose Sharks $100,000 on Saturday for general manager Doug Wilson's public comments about forward Raffi Torres' suspension.
Pavel Datsyuk is one of the NHL's most feared scorers, a wizard with the puck who is equally adept at setting up his teammates for easy plays. Jonathan Toews has at least 23 goals in each of his six seasons in the league, and Patrice Bergeron is one of the top offensive threats for one of the league's best teams.
Islanders forward Matt Moulson, Blackhawks forward Patrick Kane and Lightning forward Martin St. Louis are the three finalists for the NHL's Lady Byng Trophy, the league's sportsmanship award.
Islanders forward Matt Moulson, Blackhawks forward Patrick Kane and Lightning forward Martin St. Louis are the three finalists for the NHL's Lady Byng Trophy, the league's sportsmanship award.
Alex Ovechkin played the last two games of the Washington Capitals' season with what the team said Thursday is a hairline fracture in his left foot.
After the marathon bombings, the cities of Boston and New York put aside their bitter rivalries and joined in their mutual love of sports and country.

The Caps spent much of the past couple of weeks making officials part of the story of the series. Maybe that was the problem.
The top of the list includes Jonathan Toews, Patrick Kane and Marian Hossa. Patrick Sharp is coming off another great playoff series, and Bryan Bickell and Dave Bolland have come up with big postseason goals in the past.

Scoring 23 goals in 23 games, he was the reason the Caps' season turned around. But totaling just a goal and an assist in seven games against the New York Rangers made him the focal point of yet another early playoff exit.
The lawsuit doesn't read nearly as well as the story, which laid bare the life of an NHL enforcer for all to see. The way John Branch wrote about Derek Boogaard in the New York Times should have been enough to cause even the most hardcore hockey fan to reconsider the peculiar role that goons play in the sport.

The Penguins should feel confident — and a bit fortunate — to escape the relentless Islanders. New York dominated for long stretches in the series, using its speed to fluster Pittsburgh's talented but sometimes plodding roster of veterans.
Joanne Boogaard watched her son Derek duke it out on the ice with other NHL tough guys for six seasons as one of the most feared enforcers in the game, a 6-foot-7 brawler who was not there to skate or score, but to defend his teammates when it was called for.

Already, the NFL is swamped by litigation in federal court from 4,336 former players, at last count, over head injuries sustained during their careers. That includes 33 Pro Football Hall of Famers. It's a problem no public relations assault or rules changes or donation spree has been able to shake. The NHL's turn is here.

If 19-year-old rookie Tom Wilson wasn't wide-eyed during his 6:24 of uneventful ice time, he was afterward. He's unbeaten as a Cap, as Washington posted a 2-1 victory in overtime on Mike Ribeiro's first goal of the series