By Douglas Holtz-Eakin
The young drop coverage to avoid higher premiums
Independent voices from the TWT Communities
Visit the beaches on this Gulf Coast barrier island, and you're likely to see people doing the "Sanibel Stoop." That's the term for the bent-at-the-waist posture used to collect seashells on Sanibel Island, Fla., which bills itself as one of the best shelling locations in the world.