By Douglas Holtz-Eakin
The young drop coverage to avoid higher premiums

Hoping to get beyond the debate over new gun-control laws, a group of economists and legal scholars is floating another plan they say could cut down on spree shootings: require all gun owners to carry liability insurance, similar to what automobile owners must have.
"There are a huge amount of liability policies — insurance companies want to be in the business," she said. "If [gun owners] went to a private insurance company and bought [a plan], what kind of coverage [is it]?"
She said the proposal raised major questions about risk-management strategies and exactly when government entities are immune from such liability.