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Topic - Valerie Huffman
A silver lining of the recession is that consumers are becoming more focused on ways to save money, and today's savvy homebuyers are no exception. By shopping around for property and a good mortgage program, homebuyers often can save hundreds or thousands of dollars while still investing in a home they love.
"When buyers ask for closing-cost assistance from the sellers, they need to make sure they receive the full amount at settlement," Ms. Huffman says. "If, for instance, they negotiated $5,000 in closing-cost help but the closing costs only came to $4,200, they need to make sure the other $800 is used to pay other fees rather than returned to the seller."
"While saving money is important, buyers also need to look at the bigger issue of their quality of life," Ms. Huffman says.