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Roads along the Yalu River are inundated by floodwaters in Dandong in northeast China's Liaoning province on Saturday, Aug. 21, 2010. The Yalu, which marks China's border with North Korea, breached a dike Saturday after torrential rains, forcing the evacuation of more than 94,000 people. (AP Photos/Xinhua News Agency, Zhao Guiliang)

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FILE - This Tuesday, June 10, 2008 aerial photo shows flooding from the Kickapoo River in downtown Gays Mills, Wis. in a repeat of the previous August's flooding. President Barack Obama signed a law Friday, March 21, 2014 that rolled back some of the higher premium increases that subsidized policyholders were facing under a 2012 measure. Instead of imposing stiff price hikes immediately, the latest law will cap annual premium increases in the National Flood Insurance Program. (AP Photo/La Crosse Tribune, Peter Thomson)

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Damien McDonald stands in his Texas Surf Co. shop in Galveston, Texas on Thursday, March 20, 2014. McDonald nearly scrapped his plans to open a second surf shop in Galveston when he learned he'd have to pay more than $8,000 annually in flood insurance. President Barack Obama signed a law rolling back steep hikes that took effect almost overnight as a result of a 2012 law, but the legislation still imposes mandatory annual price increases of 25 percent on businesses and second homes until the owners switch from a subsidized rate to one based on the real risk of flooding. (AP Photo/Pat Sullivan)

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In this March 22, 2014 photo, Charlie Corson walks through the mud outside his flood-damaged home, unsafe to occupy since it was destroyed by the September 2013 flood, in Lyons, Colo. Thousands of Coloradans could face major cost increases for their flood insurance, just as many are trying to decide whether to rebuild or move on after the devastating flooding. (AP Photo/Brennan Linsley)

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In this March 22, 2014 photo, Charlie Corson walks along the naked beams in the remains of his flood-damaged home in Lyons, Colo. It was destroyed in September 2013. Lyons, a village of 2,000 in the foothills about 35 miles northwest of Denver, was devastated when two canyons funneled high water into a neighborhood of old houses and trailer homes. (AP Photo/Brennan Linsley)

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In this March 22, 2014 photo, Charlie Corson sits on the naked beams in the remains of his flood-damaged home in Lyons, Colo. It was destroyed in fall 2013. The retired bus driver and Vietnam vet who has lived in Lyons for more than 20 years has already seen his flood insurance premium jump by a third to nearly $2,000 because he and his wife had to increase their coverage to qualify for a low-interest loan they might need if they decide to rebuild. (AP Photo/Brennan Linsley)

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In this March 22, 2014 photo, Charlie Corson stands next to a government notice declaring his flood-damaged home unsafe to occupy in Lyons, Colo. It was destroyed in September 2013. The retired bus driver and Vietnam vet who has lived in Lyons for more than 20 years, has already seen his flood insurance premium jump by a third, to nearly $2,000 because he and his wife had to increase their coverage to qualify for a low-interest loan they might need if they decide to rebuild. (AP Photo/Brennan Linsley)

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This Wednesday, March 19, 2014 photo shows Topsail Beach, N.C., from the boardwalk leading to the beach to the sound in the distance from the mainland side of the narrow island. Hundreds of property owners on the small barrier island face sharp increases in flood insurance premiums as government-backed insurance subsidies are scaled back, according to an Associated Press analysis of data from the National Flood Insurance Program. (AP Photo/Bruce Smith)

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Bill Cherry stands outside his Breezeway Restaurant in Topsail Beach, N.C., on Wednesday, March 19, 2014. Hundreds of property owners on the small barrier island face sharp increases in flood insurance premiums as government-backed insurance subsidies are scaled back, according to an Associated Press analysis of data from the National Flood Insurance Program. (AP Photo/Bruce Smith)