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Federal Reserve Chairman Ben S. Bernanke appears before the House Financial Services Committee on Capitol Hill in Washington on Wednesday, July 18, 2012, to deliver his twice-yearly report to Congress on the state of the economy. (AP Photo/J. Scott Applewhite)
Photo by: J. Scott Applewhite
Federal Reserve Chairman Ben S. Bernanke appears before the House Financial Services Committee on Capitol Hill in Washington on Wednesday, July 18, 2012, to deliver his twice-yearly report to Congress on the state of the economy. (AP Photo/J. Scott Applewhite)

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