- Associated Press - Sunday, March 20, 2016

LINCOLN, Neb. (AP) - Lincoln homeowners with modest incomes can apply for interest-free loans from the city to improve their homes.

The program offers loans of up to $15,000 to homeowners who qualify. The payments can be spread over as much as 10 years.

Homeowners can use the money to make needed repairs to their home, improve energy efficiency and make their homes more attractive.

To qualify, applicants must own their home, which must be at least five years old and within city limits.

Income guidelines say that a family of four can qualify if they make less than $56,800. Different limits apply for different family sizes.

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